A publication about building what we can own — and pass on.

Ownership. Opportunity. Economic Independence.

Invest & Scale to Wealth!

Practical knowledge and resources to help Black communities build businesses, strengthen professional services and nonprofits, and grow lasting ownership—so we can control our own economy.

A publication founded byDavid E. Kelly
Illustrative AI image of a Black woman business owner in her working studio

A closer look at who builds

Enterprise, in the hands of its makers.

Black enterprise.
Lasting ownership.

01 — Build / Grow

Start with the reading.

Black business is more than a transaction. It is skill, risk, imagination, and a stake in what comes next. Three educational guides to begin.

Images are illustrative AI-generated artwork. They are not portraits of reported businesses and are not David E. Kelly’s photography. No business is profiled here.

Browse the reading library
Illustrative AI image of family papers and a key held in careful handsOWN / knowledge is a kind of capital

02 — Own / Practical ownership guides

Make the next move with more in your hands.

Clear, grounded explainers for the decisions that shape ownership — starting with the questions families and entrepreneurs are already asking.

Educational information only. Not legal, tax, or investment advice.

The Blackonomics AI Tool Index

An AI tool for every stage of ownership.

A curated, searchable starter directory for people building businesses in Black communities and researching where to invest. Find tools by the work you need to do, read their official sources, and check current costs and policies before you use them.

Business creation · Community-rooted growth · Investment research

12 of 12 tools · Verify current provider details

BUILD / THIRD-PARTY TOOL08

Rocket Lawyer / Rocket Copilot

An AI assistant for legal questions and contract explanations. Rocket Lawyer’s wider service also offers LLC, corporation, and nonprofit formation and access to licensed attorneys. Free AI features are advertised; filings and attorney services may cost extra.

Legal & business formationContract reviewAttorney access

AI provides legal information, not legal advice or representation. Attorney services are separate; confirm state licensing, scope, and fees. AI chats are not attorney-client privileged—review privacy terms before uploading confidential documents.

GROW / THIRD-PARTY TOOL09

AdCreative.ai

AI-assisted creation of ad graphics, videos, and marketing copy. Explore variations for promoting products or services and adapting campaigns to a business’s brand. Paid plans apply; check trial terms and usage limits.

AdvertisingMarketing copyAd graphics & video

Review facts, offers, image rights, and platform advertising rules before publishing. Protect customer data and check permissions before connecting ad accounts. Creative scores and conversion claims are not guarantees; budget separately for advertising spend.

OWN / THIRD-PARTY TOOL10

QuickBooks AI

AI-assisted bookkeeping and financial administration within QuickBooks. Explore help with organizing business records, preparing invoices, and routine accounting work alongside a bookkeeper or accountant. Paid subscriptions and feature availability vary by plan.

BookkeepingBusiness financesInvoicing

Verify transaction categories, invoices, and financial reports before relying on them. AI is not a substitute for qualified accounting or tax advice. Review permissions before connecting bank accounts or sharing financial data, and approve any payment-related actions.

GROW / THIRD-PARTY TOOL11

Mailchimp AI

AI-assisted email marketing with tools for drafting campaign content, adapting it to a business’s brand, and learning from audience insights. Explore promoting products or services and staying in touch with customers. Features and pricing vary by plan.

Email marketingCampaign contentAudience insights

Review generated messages, offers, and audience selections before sending. Use permission-based contact lists, honor unsubscribe requests, and protect customer data. Campaign suggestions do not guarantee sales or engagement.

GROW / THIRD-PARTY TOOL12

HubSpot AI

AI tools connected to HubSpot’s customer relationship management platform. Explore organizing sales leads, drafting follow-up emails, creating marketing content, and answering customer questions. Check current plans, feature availability, and usage limits.

Customer follow-upSales leadsCustomer service

Check contact permissions and data access before connecting customer records. Review automated messages and support answers, provide a route to a person, and test workflows before they act on real customers. AI does not guarantee sales results.

This is a starter index, not every AI tool. Descriptions were checked against official provider pages—not independently tested. Providers are not necessarily Black-owned. Review pricing and data policies before sharing sensitive information.

Investment tools support research and learning, not personalized advice or guaranteed returns. Verify AI output and financial claims independently.

BUILD / Business idea field guide

Build businesses rooted in Black communities.

Black communities are not one market. Start by listening to local needs, culture, and assets; use these categories as places to explore, not assumptions about demand. Then use the AI Tool Index to research and shape the next step.

Explore the AI Tool Index

Business model / 01

Local business services

Make business ownership easier to sustain with practical services shaped by local owners.

Idea startersAI and digital help for local firms · Back-office support for independent businesses

Business model / 02

Learning, care & family

Work with families and community organizations to understand what each neighborhood needs.

Idea startersAfter-school learning with local partners · Services that help families coordinate care

Business model / 03

Culture, media & creative ownership

Turn creative skill into sustainable work and ownership on the creator’s terms.

Idea startersA photography studio for local organizations · Licensing and publishing for community creators

Business model / 04

Food, retail & useful products

Start from locally expressed needs and tastes—not assumptions about a community.

Idea startersA shared-kitchen food business · A product line developed through customer interviews

Business model / 05

Property & neighborhood services

Address housing and commercial-property needs with qualified local partners.

Idea startersProperty-maintenance coordination · Energy-efficiency upgrades for local housing

Business model / 06

Community capital & ownership

Connect long-term capital with accountable businesses rooted in the community.

Idea startersBusiness-succession support · Investor education and diligence for local ventures

Business model / 07

Factories & manufacturing

Learn how to move from customer demand to a prototype, a pilot run, and a carefully planned production operation.

Idea startersSmall-batch production · Contract manufacturing · Locally rooted production businesses

Read the manufacturing guide

Illustrative starting points, not a promise of demand or profit. Validate ideas with the people they are meant to serve; research costs and local requirements before investing.

BUILD / Factories & manufacturing

From a product idea
to a production plan.

You do not have to begin with a large factory. Start learning here: test a product, explore a small batch or contract manufacturer, and develop the knowledge to plan your own operation. Build capability step by step, with qualified support for technical, safety, and regulatory decisions.

01

Find a product people will buy

Start with customers, not machinery.

  • Interview potential buyers about a specific problem, their current suppliers, purchasing volumes, and quality requirements. Black communities are diverse; validate the need locally.
  • Compare competing products and delivered prices. Explore products such as packaging, apparel, furniture, or replacement parts as possibilities—not guaranteed markets.
  • Test willingness to pay with samples, a small paid trial, or a clearly defined purchase commitment. Do not treat interest or social-media likes as orders.

Your next deliverable: A one-page product brief: buyer, problem, specification, expected demand, price, and evidence.

02

Choose how production will begin

Own the business before deciding to own a factory.

  • Compare three paths: a contract manufacturer makes your product; a shared production space supports a small pilot; or your own facility gives greater control with greater fixed costs.
  • Ask suppliers about minimum order quantities, lead times, tooling ownership, confidentiality, quality responsibilities, and payment terms.
  • Keep designs, brand ownership, and production responsibilities clear in written agreements. Get qualified advice before signing.

Your next deliverable: A make-versus-buy comparison and a shortlist of production partners.

03

Develop and test a prototype

Make the product requirements measurable.

  • Document drawings, dimensions, materials, tolerances, packaging, and intended use. A bill of materials lists the parts and materials needed for one product.
  • Create a sample or prototype with qualified makers, engineers, or a manufacturing partner. Test performance with the intended users.
  • Identify product-specific rules before sale. Food, cosmetics, electrical products, medical products, and children's products may require specialist testing and regulatory review.

Your next deliverable: An approved prototype, revision-controlled specifications, and a testing plan.

04

Plan the process, equipment, and suppliers

Know every step between materials and a finished product.

  • Map receiving, production, inspection, packaging, storage, and shipping. Estimate time per step and identify the bottleneck—the slowest step limiting output.
  • Get written quotes for equipment, installation, utilities, tooling, maintenance, training, and spare parts. Compare buying, leasing, and outsourcing without assuming used equipment is cheaper overall.
  • Qualify material suppliers and a backup where feasible. Track lead times, minimum orders, rejected materials, and inventory needs.

Your next deliverable: A process map, realistic capacity estimate, supplier plan, and equipment budget.

05

Calculate costs and working capital

A product must support its full cost—not just materials.

  • Include materials, labor, packaging, energy, scrap, shipping, rent, insurance, maintenance, financing, and applicable taxes. Working capital is cash needed to operate while waiting for customers to pay.
  • Baseline unit cost = variable cost per unit + monthly fixed costs ÷ saleable units. Use saleable output after rejects, not ideal machine capacity.
  • Break-even units = monthly fixed costs ÷ (selling price − variable cost per unit), rounded up. If the contribution is zero or negative, there is no positive contribution to cover fixed costs.
  • Build low, expected, and high-demand cash-flow scenarios. Equipment purchase, setup costs, and loan payments also need funding; this simple break-even formula is not a complete financing plan.

Your next deliverable: A startup budget, unit-cost model, break-even estimate, and cash-flow forecast.

06

Prepare the site and protect the team

Check requirements before signing a lease or operating machinery.

  • Confirm zoning, occupancy, fire protection, accessibility, utilities, ventilation, and local permits with the responsible authorities.
  • Assess machine guarding, hazardous energy control, exposure risks, ergonomics, and safe handling with qualified professionals. Train workers before operation and document procedures.
  • Identify air, water, waste, and other environmental obligations with state and local regulators. Product and process determine the rules; a business registration alone is not permission to manufacture.
  • Plan insurance, employment compliance, emergency response, and safe staffing. OSHA consultation and your regional manufacturing experts can help identify next steps.

Your next deliverable: A reviewed facility plan, permit checklist, safety program, and training schedule.

07

Run a small, controlled pilot

Learn from a real batch before increasing volume.

  • Write standard operating procedures—clear instructions for each repeatable task—and define inspection criteria before production.
  • Track yield, defects, cycle time, downtime, material usage, labor hours, and customer feedback. Yield is the share of output that meets your quality requirements.
  • Record batches and suppliers so problems can be traced. Correct the causes of defects and test the changes before scaling.

Your next deliverable: A pilot report showing actual costs, quality results, and corrective actions.

08

Scale when demand and quality support it

Increase capacity deliberately, not because space is available.

  • Use confirmed demand and repeatable quality to decide on additional shifts, equipment, staffing, or a larger facility.
  • Build skills through community colleges, apprenticeships, manufacturing partners, and experienced operators. Create pathways for local people to become skilled workers and owners.
  • Track on-time delivery, saleable output, cash collection, and profitability. Reassess suppliers and safety as production changes.
  • Contact an NIST Manufacturing Extension Partnership center for technical and business support tailored to your manufacturing stage.

Your next deliverable: A staged growth plan with investment milestones, workforce needs, and stop/go criteria.

Learn with people who know manufacturing.

A starting framework—not a complete engineering, legal, or safety assessment. Requirements depend on the product, process, and location. Use qualified professionals and current agency guidance before committing funds or beginning production.

OWN / Official business filing directory

Make it official.
Know what each filing does.

Find the business-filing authority for all 50 states, plus D.C. Most are Secretaries of State; some use a different agency. Business names, corporations, state trademarks, federal trademarks, copyrights, and patents are distinct matters.

51 of 51 jurisdictions

Selected jurisdiction / AL

Alabama

Secretary of State

Use the official business-services site to find entity records, formation instructions, and the relevant name-filing requirements. Registering a corporation or LLC is different from reserving a name or filing a “doing business as” (DBA) name; DBA filings may be handled at county or local level.

Check current forms, fees, name availability, annual reports, and other requirements directly with the agency. This directory does not submit filings or reserve names.

Federal / Creative work

Copyrights: U.S. Copyright Office

Copyright concerns eligible original creative works, such as photography, writing, music, and artwork—not formation of a corporation. Use the federal registration portal to learn which application fits your work.

Federal / Inventions

Patents: USPTO

Patents can protect qualifying inventions, ornamental designs, and certain new plant varieties. U.S. applications go to the U.S. Patent and Trademark Office—not to a state business-filing office. A patent grants a right to exclude others, not an automatic right to make or sell an invention.

Disclosure and filing timing can affect your rights. Get advice from a registered patent attorney or agent before publicly disclosing an invention.

Educational resources, not legal advice. Choosing a filing jurisdiction and protecting a name require separate research. Source directories: NASS business filing offices (opens a Blackonomics summary first), USPTO state trademark offices (opens a Blackonomics summary first), and NASS business names and trademarks (opens a Blackonomics summary first). Agency links may change; confirm current instructions before filing.

READ / Business publications

Black business publications.

Start with our founder’s essay, then explore four independent outside publications covering Black entrepreneurship, ownership, money, and careers. Each link opens a short summary here first, then you can choose to visit the source.

Blackonomics essay

Capitalism’s Debt to Slavery

By David E. Kelly

David E. Kelly examines slavery’s connections to industry, commerce, and finance—and the questions this history raises about wealth and responsibility.

Read the essay

Outside publications

  • Black women in business · Money · Careers

    ESSENCE — Money

    Business & wealth coverage

    ESSENCE’s money coverage explores Black women’s entrepreneurship, financial well-being, workplace issues, and the experiences of founders and business leaders.

  • Ownership · Generational wealth · Entrepreneurs

    EBONY — Wealth

    Business & wealth coverage

    EBONY’s wealth section features Black entrepreneurship, ownership stories, generational wealth, and financial topics within its broader coverage of Black life and culture.

These are independent publishers, not Blackonomics partners, and the order is not a ranking. Access, subscriptions, advertising, and sponsored content are set by each publisher, so check the source for current conditions. Coverage is general information, not investment advice.

CONNECT / Black-owned business directories

Find Black-owned businesses.

Two external directories for discovering Black-owned businesses. Blackonomics does not host listings, accept submissions, rank businesses, or endorse any listing.

These are independent websites with their own terms, privacy practices, and listing criteria. Blackonomics has not verified individual businesses. Check a business directly before you buy, partner, or invest.

CONNECT / Black Chamber directories

You do not have
to build alone.

Find chambers serving your area and explore local business networks. A chamber directory lists organizations; a business directory lists businesses. Use the right one for your next step.

National · Regional listings

U.S. Black Chambers, Inc.

Chamber network directory

Browse USBC’s regional directory to find local chambers and business organizations. Visit a chamber’s own site to confirm its service area, membership, events, and resources.

These are independent organizations, not government filing offices or Blackonomics partners. Check service areas, membership fees, directory terms, and current programs directly. Listings do not guarantee financing, contracts, or business outcomes.

A legacy of Black enterprise

After Reconstruction.
Building again.

In the decades after Reconstruction, Black communities built business districts and professional practices, supported by churches and local networks. Tulsa’s Greenwood, known as Black Wall Street, is one example. These communities developed despite segregation, discrimination, and racial violence—not because those conditions were desirable. Blackonomics draws on that history to renew the work of community ownership, strengthen services and institutions, and build our ability to control our own economy.

Explore four communities: Black enterprise after Reconstruction

03 — The point of view

A photographer’s eye.
An owner’s perspective.

Founded by David E. Kelly, Blackonomics is shaped by 28 years of professional photography and a belief that the stories of Black enterprise deserve to be seen with care — not reduced to a headline or a statistic.

Our goal is to control our own economy. That means building ownership, developing skills, creating local jobs, and supporting the businesses, professionals, and nonprofits that serve our communities. We want more of the income, opportunity, and economic decision-making to remain in our own hands.

DK

David E. Kelly

Founder · Photographer · Storyteller

Illustrative AI image of a father and daughter at work together in their family bakery

GROW / pass on more than a business

Legacy is built in the moments no balance sheet can hold.

04 — Connect / Keep going

Good knowledge travels. Start with what is here.

Read a guide, check your state’s filing office, or find a directory to explore. Blackonomics does not collect email addresses; there is no newsletter at this time.